Business Checking Accounts

 

 

BUSINESS SENSE CHECKING
A basic checking account for a new or small business with minimal activity.

  • Free of monthly maintenance charges
  • Unlimited rebates on ATM fees 
  • One free check card, $1 per month each additional 
  • Free Visa Extras check card point program 
  • Free credits per month: unlimited
  • Free debits per month: 25
  • Free deposited items per month: 75
  • Charge per excess item: .20

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BUSINESS ADVANTAGE CHECKING
Loaded with all the financial benefits a small business may need, this account is sure to save you time and money! 

Benefits for your business:

  • Free three-on-a-page business checks (in-house) 
  • Free three-on-a-page deposit slips (in-house)
  • Free business check cards (unlimited)
  • Unlimited rebates on ATM fees
  • Free Visa Extras check card point program
  • Free online banking 
  • Free of credit card processing maintenance charges for the first 6 months 
  • Free online ACH processing (direct deposit or direct debit) for the first 6 months 
  • Half off a safe deposit box for the first year 
  • Certificate of Deposit rate bonus
  • Money Market Savings rate bonus

Benefits for the business owner or owners:

  • Free personal investment checking account 
  • Individual Retirement Account rate bonus

Benefits for you and your employees:

  • One free order of checksPersonal loan discount
  • CD rate bonus
  • $100 off mortgage closing costs
  • Six months free on a safe deposit box 

Costs:

  • Monthly maintenance charge: $8 
  • Free credits per month: unlimited
  • Free debits per month: 25
  • Free deposited items per month: 75
  • Charge per excess item: .20

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COMMERCIAL CHECKING
Designed for larger companies that have high transaction volumes and would benefit from an analyzed account that offers an earnings credit based on the balance.

  • Monthly maintenance charge: $10
  • Charge per credit: $0
  • Charge per debit: .15
  • Charge per deposited item: .075
  • Earnings credit givenUnlimited check cards
  • Unlimited rebates on ATM fees

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COMMERCIAL INTEREST CHECKING
Designed for sole proprietors, certain non-profit organizations, governmental entities, and trusts.

  • Monthly maintenance charge: $8
  • Charge per credit: $0
  • Free debits per month: 25
  • Charge per excess debit: .20
  • Free deposited items per month: 75
  • Charge per excess deposited item: .20
  • Tiered interest rates
  • Interest based on minimum daily balance
  • Unlimited check cards
  • Unlimited rebates on ATM fees

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NON-PROFIT CHECKING
Available to our local 501(c) designated non-profit organizations that need a simple and basic checking account. Limit one per organization please.

  • Monthly maintenance charge: $0
  • Per item charges: $0
  • One free check card, $1 per month each additional
  • Free Visa Extras check card point program 

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Open by Phone! 
Just call (918) 681-1650 to open an account over the phone.

 

 

 

 

 


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First National Bank of Muskogee
Muskogee, Oklahoma
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